Your wages,
every single day.
Stop waiting for payday. Memonies gives you instant access to money you've already earned.
Withdrawal to GT Bank
20 Mar, 2026 • 11:31 AM
-₦5,000.00
Successful
End of day payout
19 Mar, 2026 • 06:00 PM
₦12,000.00
Successful
Payout split
Your wages,
every single day.
Stop waiting for payday. Memonies gives you instant access to money you've already earned.
Withdrawal to GT Bank
20 Mar, 2026 • 11:31 AM
-₦5,000.00
Successful
End of day payout
19 Mar, 2026 • 06:00 PM
₦12,000.00
Successful
Payout split
Your finances, in your control
We designed Memonies to give every worker the financial stability and flexibility they've earned.
Daily access to earned wages
Access your earned wages every single day. No more waiting for month-end
Download app
Set rules once. Pay bills forever.
Split it between savings, rent, transport, and spending automatically, every single day.
Download app
Clock in and out with precision.
Attendance history is recorded and verified automatically, so every hour counts.
Download app
Earn today.
Get paid today.
Your all-in-one wage hub. Clock in, track your earnings, set payout rules, and withdraw to your bank in a few taps.
Download & Sign Up
Create your account with your personal details — name, email, and phone number.
Enter Your Invite Code
Use the unique invite code from your employer account to your workplace.
Clock In & Track Hours
Every verified hour you work accumulates into your available balance in real-time.
Everything you need to know.
Got questions? We've got honest answers.
You can withdraw your earned wages instantly, 24/7. Once you request a withdrawal, funds are typically in your bank account within minutes.
We charge a small flat fee per withdrawal. There are no hidden charges or monthly subscription fees — you only pay when you withdraw.
No. Once your employer is on Memonies and your account is verified, you can withdraw your earned wages anytime without needing approval.
You can invite your employer directly from the app. We'll reach out to them and get them onboarded so you can start accessing your wages daily.
Yes. Memonies uses bank-grade encryption and is fully compliant with financial regulations. Your funds and personal data are always protected.